At United Financial Group LLC we believe that the more educated a client is about financial and retirement planning, the better decisions they will make about their financial future. In that spirit, we seek to provide information to our clients and our community. The following videos may help you understand some of the concepts and strategies that we leverage every day to deliver results for our clients.

Social Security Benefits

When it comes to Social Security benefits, waiting is not the only strategy you can use, and sometimes it doesn’t make sense to wait depending on your individual circumstance. Perhaps living on your 401(k) or traditional IRA money makes sense for the first years of retirement before triggering your Social Security benefit, or maybe not. The goal is to optimize benefits for your situation, especially if you’re married or were married for 10 years or longer in the past, to get the maximum Social Security benefits over the rest of your lifetime. There are many ways to file, and Social Security cannot give you advice. We can.

401(k) Rollovers

In most cases, when you leave an organization or retire, you should do rollovers with tax-deferred accounts like 401k plans into self-directed accounts where you can control your own money and choose your own investments. When you do 401k rollovers or IRA rollovers, you can transfer your money to any type of account–from a CD to an annuity to many other types of financial products. We’ll present options, explore pros and cons, and help you determine what might be best for you and your retirement.